Groupon has a nice deal running for the next few days, but I have a feeling it will sell out fast.  Click Here to log in or Here to create an account.  On the right side bar there will be many deals and this great deal should be there as well.  Purchase a $20 Old Navy gift card for only $10.  It does expire December 24th so this would be a holiday gift but a cheap way for you to purchase gifts!